We’re excited to announce that we’ve joined forces with Perpay to power the Perpay Credit Card (issued by Celtic Bank), a leading unsecured credit card designed to help people build or improve their credit by automating payments directly from a paycheck. Perpay migrated to our platform to build a credit card experience that helps meet its goal of enabling customers to get the most out of every paycheck.
The Perpay Credit Card allows users to directly link their paychecks, ensuring their card balance is paid automatically and helping them stay on top of their financial commitments and build their credit. Perpay needed a card issuing platform with the speed and flexibility to expand its credit card offering, reach more consumers and elevate the user experience. With the Marqeta platform, Perpay can scale its credit card offering while maintaining full control over the user experience and drive more meaningful interactions with customers. Perpay’s migration to our platform highlights the increasing demand for modern credit solutions that offer the scalability and flexibility to truly meet the needs of end users.
“Perpay is on a mission to help people access vital spending power and build credit, and we needed an issuing partner who could keep pace,” said Chris DiMarco, CEO of Perpay. “By migrating our credit card offering to Marqeta, we’re delivering a smoother, more personalized experience that scales with our growth and gives customers the flexibility they deserve.”
Our all-in-one credit platform allows Perpay to deliver a fully integrated digital-first cardholder experience that aligns with its brand. Perpay can customize every touchpoint, from application to card issuance to everyday spending and account access, to foster deeper engagement and loyalty. They can instantly issue virtual and tokenized cards for immediate use, with real time data and controls that can help users stay on top of their finances. Our flexible rewards engine also enables personalized rewards based on individual spending, keeping customers active and spending within Perpay’s marketplace.
Discover more about our modern credit platform here.
